April 2025

An informative e-newsletter for the Real Property Law Section of the State Bar of Michigan.

Understanding Title Insurance Endorsements: Tailoring Coverage for Commercial Transactions

Title Insurance

By Meredith Holtz, FNF Family of Companies

Unlike most insurance policies, a title insurance policy is a contract of indemnity.Title Insurers reimburse the Insured for loss or damage caused by covered matters. The parts of the policy must be read together: Exclusions, Covered Risks, Conditions, and Exceptions. Although most terms are boilerplate, the Exceptions pertain to the specific property and are tailored to your transaction.

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Write an Article

Interested in writing an article for the e-Newsletter? Contact co-editors Samuel Kilberg at SKilberg@dykema.com or Glen Zatz at gzatz@bodmanlaw.com.

Can't remember where you saw that e-Newsletter article? Check the e-Newsletter article index.

We are also looking for suggested authors and topics for the Michigan Real Property Review. Please contact Chair-Elect, Jason Long at Jlong@wwrplaw.com for suggested topics and ideas.

The views and opinions expressed in these articles are those of the authors, and they do not reflect in any way the positions of the State Bar of Michigan or the Real Property Law Section. These columns are meant for informational purposes only and should not be construed as legal advice. IRS Circular 230 Disclosure: To ensure compliance with requirements imposed by the Internal Revenue Service, we inform you that any U.S. federal tax advice contained in this communication (including any attachments) was not intended or written to be used, and cannot be used, by any person for the purpose of (i) avoiding tax-related penalties or (ii) promoting, marketing, or recommending to another person any transaction or matter addressed in this communication.