April 2025 • Volume 18, No. 2

By Ann-Marie E. Earls

Spring has officially arrived here in Michigan, bringing longer days and warmer weather. As we shake off the winter chill, there is unmistakable energy in the air, and we are excited for what lies ahead this season. 

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By Mitchell Zolton

The Michigan Supreme Court stands at a crossroads in contract law interpretation as it prepares to address a fundamental question that has significant implications for businesses, insurers, and legal practitioners across the state: what is the proper scope and application of the implied covenant of good faith and fair dealing? 

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By Michael C. Maschke, Sharon D. Nelson, Esq. and John W. Simek

The legal industry has been all over the place regarding artificial intelligence. Some attorneys have been on the AI bandwagon since the early days of ChatGPT, some have started to dip their toes in the water with Microsoft Copilot, and the rest have chosen to stay far away from anything AI-related or marketed.

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By Rabih Hamawi

Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client. After receiving and reviewing the entire file that the referring attorney sent me, including some of the emails between the referring attorney and the insurer’s adjuster regarding the applicability of the coinsurance clause, I quickly determined that they had both misunderstood the coinsurance clause in the operative policy, so I decided to write this article. 

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By Christopher J. Petrick & Katharine Buehner Smith; Collins Einhorn Farrell PC

The Legislature started up again in January with the opening of a new session. As we noted in our last update, the Democrats now only hold a majority in the Senate. The Republicans took over the majority in the House. The new Legislature has hit the ground running and opened up the new session by introducing a plethora of bills –284 in the House and 200 in the Senate. Several have already made their way to the insurance committees.

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The January gathering at the DraftKings Sports & Social in Troy

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JOURNAL DETAILS

This journal is published by the Insurance and Indemnity Law Section, State Bar of Michigan—Christine Caswell, Journal Editor.

Opinions expressed herein are those of the authors or the editor and do not necessarily reflect the opinions of the section council or the membership.

If you have an article idea for the Journal, please contact the editor, Christine Caswell.

SECTION INFORMATION

Officers & Council Information

2024-2025 Officers and Council Pictorial

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